2-10 Home Buyers Warranty vs Select Home Warranty
Last updated July 2026
2-10 Home Buyers Warranty
Home warranty with structural coverage roots and systems-plus-appliances plans
Advantages
- Two resale plans: Simply Kept (systems) and Complete Home (systems + appliances)
- Structural warranty option for new-build homes (10-year coverage)
- Coverage limits up to $2,000 per appliance and $10,000 per system
- Multiple service fee options ($75, $100, $125)
- Available in most states
Drawbacks
- Fewer plan tiers than AHS
- Claims turnaround reported inconsistent in some markets
- Waiting period of 30 days
- Limited coverage on secondary items compared to AHS Platinum
Select Home Warranty
Low-priced home warranty with basic coverage tiers
Advantages
- One of the cheapest monthly premiums in the industry ($42-$52/mo)
- $75 flat service call fee
- Three plans: Bronze, Gold, Platinum
- Free roof leak coverage on annual plans
- Nationwide coverage in most states
Drawbacks
- Coverage caps materially lower than AHS ($500-$3,000 per item)
- Claim denial rate reported higher than AHS in third-party reviews
- Waiting period of 30 days
- Customer service reviews mixed
2-10 Home Buyers Warranty and Select Home Warranty both play in home warranty plans, but they're aimed at different buyers. 2-10 Home Buyers Warranty is built for homeowners who want lower-cost resale coverage or a builder-linked structural warranty. Select Home Warranty is built for budget-focused homeowners who want the cheapest possible basic breakdown coverage. Which one fits depends on which of those descriptions sounds more like you.
Feature Comparison
| Feature | 2-10 Home Buyers Warranty | Select Home Warranty |
|---|---|---|
| Plan Lineup | Simply Kept, Complete Home; new-build structural add-on | Bronze, Gold, Platinum |
| Starting Price | $40-$70/mo typical | $42-$52/mo typical |
| Service Call Fee | $75, $100, or $125 (customer choice) | $75 flat |
| Coverage Limits | $2,000 per appliance; up to $10,000 per system | $500-$3,000 per item depending on plan |
| Waiting Period | 30 days | 30 days |
| Appliances Covered | Refrigerator, dishwasher, oven, washer/dryer (Complete plan) | Refrigerator, dishwasher, oven, washer/dryer (Gold/Platinum) |
| Systems Covered | HVAC, plumbing, electrical, water heater | HVAC, plumbing, electrical, water heater |
| Claims Rating | Average, inconsistent by market | Below average, higher reported denial rate |
2-10 Home Buyers Warranty Wins
2-10 Home Buyers Warranty takes it overall (7/10 vs 6/10), but Select Home Warranty is still the sharper pick for budget-focused homeowners who want the cheapest possible basic breakdown coverage.
2-10 Home Buyers Warranty's standout strength: Two resale plans: Simply Kept (systems) and Complete Home (systems + appliances). Its biggest drawback (fewer plan tiers than AHS) is easier to live with than Select Home Warranty's (coverage caps materially lower than AHS ($500-$3,000 per item)). Select Home Warranty isn't out of the running though — its own standout strength is one of the cheapest monthly premiums in the industry ($42-$52/mo). If you fit the profile of budget-focused homeowners who want the cheapest possible basic breakdown coverage, that alone can flip the decision.
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