Daryl White
CrunchWize Editor

Daryl White

Business Editor

Daryl covers the tools small businesses buy: payroll, CRM, accounting, website platforms, and the legal and tax machinery around them.

He tends to open by disagreeing with the category's conventional wisdom, then works the arithmetic in public so you can check it. The recurring theme in his writing is total cost of ownership, because the subscription price is almost never the number that decides anything.

Covers
  • Payroll and accounting software
  • CRM and business platforms
  • Website builders and platform lock-in
  • Business tax and contracts

Articles by Daryl

Legal & Business

Non-Compete Agreements After the FTC Ban: What Actually Changed

The FTC voted to ban non-competes. A court blocked it. State legislatures kept moving. Most workers and employers are operating on outdated assumptions about what's enforceable.

August 14, 2026 · 9 min read

Business Software

Your CRM Is Probably Overkill

Most sub-20-person businesses buy Salesforce or HubSpot because someone told them to, then use 5 of the 80-plus features they're paying for. The real cost isn't the subscription.

August 11, 2026 · 7 min read

Business Software

Pick Your Website Builder By How Hard It Is to Leave

Everyone compares templates, editors, and monthly price. None of those are the expensive decision. The expensive decision is what happens in year four when you want your site somewhere else.

August 6, 2026 · 10 min read

Legal & Business

The Two-Page Document You Keep Not Writing

The estate planning industry has convinced a generation that the entry price is a $3,000 trust, so they buy nothing. If you have a kid, the part that matters isn't about money at all.

August 5, 2026 · 10 min read

Banking & Credit

Your Credit Score Is a Product Someone Sells

You don't have a credit score. You have about forty of them, you generated the raw material for free, and the company that turns it into a number has raised its mortgage royalty roughly 700 percent in seven years.

August 3, 2026 · 10 min read

Legal & Business

What a Registered Agent Actually Does (and Whether You Need One)

Every LLC in the country needs a registered agent, and the industry charges $125 to $399 a year for what amounts to receiving envelopes and forwarding them to you. Most founders sign up without knowing what they bought, which is exactly how providers like it.

August 2, 2026 · 8 min read

Legal & Business

LLC vs S-Corp: The Real Break-Even Math

Everyone tells you an S-Corp saves you money on self-employment tax. Nobody tells you at what income the savings actually beat the costs. Here is the honest math.

July 21, 2026 · 8 min read

Business Software

How to Choose Payroll Software for Your Small Business

Payroll is one of the most critical processes a small business runs. Choosing the wrong software costs you time, money, and headaches. Here is how to find the right fit.

July 14, 2026 · 9 min read